What specific repayment details should I include in the Personal Loan Agreement Form?

You should clearly define the installment frequency, the specific due dates for each payment, and whether the loan is interest-bearing or interest-free.

Can I add custom fields for collateral or guarantor information to this loan form?

Yes, you can insert additional text fields or tables to list specific assets used as security for the loan or to include a third-party guarantor's details.

How do I handle a loan agreement that requires signatures from multiple parties?

You can assign multiple signature roles within the document, allowing the lender, borrower, and any witnesses to sign in a specific order.

Can I embed this agreement on my professional services portal for clients to access?

Yes, you can use the embed code to place the form directly on your website, allowing borrowers to complete and sign the agreement without leaving your page.

Where are the signed loan agreements stored once the borrower submits them?

Completed forms are automatically organized in your dashboard, where you can search for them by borrower name or date and download them as PDFs.

Can I send the loan form to a borrower to sign on their mobile device?

You can share a direct link via email or text, enabling the borrower to review the terms and sign using their finger or a stylus on any smartphone.

Personal Loan Agreement Form

A Personal Loan Agreement Form used by consultants and advisors to document the loan amount, repayment schedule, and obligations between a lender and a borrower.

Created by Stacy Wu · Content specialistUpdated Jun 19, 2026

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Agreement

Personal Loan Agreement Form

This Personal Loan Agreement Form establishes the formal terms between the lender and the borrower regarding the extension of a personal loan. By signing below, both parties agree to be bound by the obligations and conditions detailed in this document.

The lender agrees to provide the loan amount specified in this agreement, and the borrower agrees to repay the principal plus any agreed-upon interest according to the repayment schedule provided. Both parties are responsible for ensuring all payment dates and amounts are accurate. This agreement remains in effect until the loan is paid in full or until terminated by mutual written consent, provided that all outstanding balances are settled upon termination.

Parties

Client name*

First name

Last name

Client email*

Client phone

Client address

Street address

City

State / province

ZIP / postal code

Business / provider name

Loan amount*

Interest rate

Repayment date*

Repayment frequency

Acceptance & signature

By signing, I confirm that I have read this Personal Loan Agreement Form in its entirety, understand my obligations, and possess the legal authority to enter into this binding contract.

I have read and agree to the terms of this agreement.*

Signature*

Sign here

Date*

About this template

The Personal Loan Agreement Form is a customizable template used to document the terms of a loan between two parties. This digital form allows you to define the loan amount, repayment schedules, and party responsibilities in a structured format. You can add your own branding and modify the fields to fit your specific needs.

Loan principal amount
Interest rate and calculation method
Payment due dates and frequency
Late payment terms
Borrower and lender contact information
Payment method preferences

Professional advisors and consultants use this form to help their clients organize private lending arrangements. It ensures that both the lender and borrower have a clear, shared record of the engagement terms. The software enables you to send the form via email or embed it on a website for easy access.

Signing Method	Best For
Mobile Link	Remote signers on the go
Kiosk Mode	In-person office visits
Embedded Form	Integration into client portals

Questions about this waiver

What specific repayment details should I include in the Personal Loan Agreement Form?: You should clearly define the installment frequency, the specific due dates for each payment, and whether the loan is interest-bearing or interest-free.
Can I add custom fields for collateral or guarantor information to this loan form?: Yes, you can insert additional text fields or tables to list specific assets used as security for the loan or to include a third-party guarantor's details.
How do I handle a loan agreement that requires signatures from multiple parties?: You can assign multiple signature roles within the document, allowing the lender, borrower, and any witnesses to sign in a specific order.
Can I embed this agreement on my professional services portal for clients to access?: Yes, you can use the embed code to place the form directly on your website, allowing borrowers to complete and sign the agreement without leaving your page.
Where are the signed loan agreements stored once the borrower submits them?: Completed forms are automatically organized in your dashboard, where you can search for them by borrower name or date and download them as PDFs.
Can I send the loan form to a borrower to sign on their mobile device?: You can share a direct link via email or text, enabling the borrower to review the terms and sign using their finger or a stylus on any smartphone.

This template is framed for US and provided as a software tool, not legal advice. Waiver enforceability varies by jurisdiction and circumstance — confirm the final wording with your own counsel before relying on it.

Card photo by Tingey Injury Law Firm on Unsplash